With so many convenient online options available, more people are attempting the home-buying process on their own. However, having a local person that can assist has many benefits and should be considered before going it alone.

At Fairway Mortgage in Marshfield, Josh Kilty works with potential homebuyers to help guide them through the complicated process and make sure that everything goes smoothly.

“Meeting with a lender face-to-face (or virtually) provides a good opportunity to ask questions and make sure you understand the answers,” said Kilty. “Online options offer convenience, but sometimes at the cost of other areas. Also, local lenders can often offer lower rates and have a better understanding of the community in which you are buying a home.”

Similar to shopping at local businesses, choosing a local lender helps support a business that in turn gives back to the local community.