Fairway Independent Mortgage Corporation has been named one of the nine best mortgage lenders for 2021 by The Mortgage Reports. Fairway received this award for their excellent customer service, extensive loan knowledge, large selection of loan products, and competitive mortgage rates. Additionally, Fairway was recognized for its great online and app functionalities, ability to help...
Author: fairplanadmin
What Does a Mortgage Underwriter Do?
As a mortgage application moves through the process of approval, it leaves the hands of the processor and moves on to the desk of the underwriter. The underwriter acts as a gatekeeper in the loan approval process. When purchasing a home, the loan cannot close or be funded without the approval of an underwriter. Mortgage loan approval...
Signs You are Ready to Be a Homeowner
If you’ve been renting for a while, you’ve likely asked yourself the question, “am I ready to purchase a home?” While this decision often depends heavily on factors such as credit scores and down payment savings, there are also many things to consider that do not involve finances. Here are a few signs you may...
Limit Repairs When Purchasing A Home
When purchasing a pre-loved home, there are often things that need to be repaired or upgraded. While you may be able negotiate with the seller to have repairs made before purchase, some may also have to be paid for out of your pocket once you move in. Follow these three guidelines to limit any costly...
What Does it Mean to Refinance?
Mortgage rates are low nationwide, but the markets are fluctuating. Now may be the right time to refinance your home mortgage. As your Mortgage Planner, I would love to review your current rate with you to determine if this may be the ideal opportunity to refinance your mortgage loan. By refinancing your home, you are paying off...
Home Staging Could Help Sell Your House
The spring real estate market is going to be booming! Homebuyers will be on the lookout for the house of their dreams, so showing off your home’s best assets is important. That is where a home stager can really come in handy. “Staging” homes has become a popular way to increase a home’s selling price...
Choosing the Right Home Paint
A fresh coat of paint on the interior walls of your home can make it feel new again. But with an abundance of options available, how do you know which type of paint is best? When choosing paint, the type is just as important as the color when it comes to look and durability. There...
What You Need To Know To Prevent Wire Fraud
Closing on a home is a truly memorable event. But it can be a stressful time as you release significant funds for your down payment and face the mountain of documents that must be signed. An important aspect to be aware of during this stage is wire fraud. Scammers are increasingly taking advantage of homebuyers...
Home Renovations During the COVID-19 Pandemic
Americans have been spending much more time at home this year due to the ongoing coronavirus pandemic. As a result, homeowners have been rethinking many aspects of their homes, leading to a surge in home renovations. In fact, a study conducted by Houzz highlighted that 79% of homeowners were considering starting renovations that would help...
Holiday Fire Safety
During the holiday season, homes are often beautifully decorated with candles, fresh garlands, and trees adorned in lights. While the wonder of the season is enchanting, it is important to be aware of potential fire hazards. Follow the tips below to reduce the risk of danger while making your home look festive. If you choose...